“Remove all your business issues by developing a health insurance app like Daman.”

Maintaining health is now becoming more expensive day-by-day due to the influence of advanced medical equipment and complex treatment facilities. Daman like applications are making the life of people in the UAE, more convenient through insurances and loans. So, you have the right opportunity to invest your money to develop an app like Daman for users worldwide.

These health insurance applications cover all the treatments, lab tests, medicines, and doctor consultation services. Investing money in Daman app clone development may become a beneficial move for small businesses in the UAE market.

In this blog, we will study how to make an app like Daman for local users in the Arabic countries. So, let’s move forward to understand more.

What is Daman?

​The Daman app is the official mobile application of the National Health Insurance Company known as Daman. It is designed to provide members in the UAE with safe and secure access to various health insurance services.

Through this app, users can manage their health insurance policies, book medical appointments, submit and track claims, and access digital insurance cards.Additionally, it also offers features like locating nearby network hospitals and clinics.

So, users can easily view policy coverage details and receive real-time updates on pre-approval requests. Businesses must avail healthcare software development services for making such a dynamic user platform. Daman app supports English and Arabic that simplify health insurance management for the users.​

How use of AI is Transforming the Healthcare Industry?

AI is changing health insurance by making it more intelligent, individualized, and quick. This technology is reducing expenses while enhancing the quality of treatment by automating claims and forecasting health hazards. For entrepreneurs, investment of money in the healthcare software development for creating scalable and data-driven products that can attract health-conscious consumers is the ideal combination of innovation and impact.

• Automated Claims Processing: Slash turnaround time and fraud detection.
• Predictive Underwriting: Price policies with surgical precision.
• AI Chatbots: 24/7 smart support for users.
• Personalized Health Insights: Tailored wellness paths for each customer.
• Scalable Tech Models: Build lean, AI-first insurance platforms with global potential.

Why Should Entrepreneurs Invest in Development of Daman Like Applications?

Investing money to create an app like Daman is highly beneficial for businesses in insurance and healthcare sectors. Here are some benefits listed to motivate new entrepreneurs:

1. Rising Healthcare Demand

With growing health awareness and post-pandemic advancement, people seek easy, on-the-go access to healthcare services and insurance. Different apps like Daman meet this rising demand with convenience, trust, and speed. Entrepreneurs must invest in insurance app development for growing business.

2. Distributed Market Segments

The healthcare market includes individuals, families, corporates, and SMEs satisfying unique insurance and wellness needs. Customizable apps allow entrepreneurs to create solutions for multiple users. A mobile app development company may help you to maximize user reach and revenue.

3. Data-Driven Capability

Health insurance apps collect user data by tracking various activities and health conditions. So, it can be used for personalized services, predictive analytics, and smarter experiences. Investment of money in app development like Daman health opens up monetization opportunities and enhances user retention.

4. Integrated Ecosystem

A Daman-like platform connects insurance agents, hospitals, clinics, pharmacies, and labs to a single platform. Businesses can boost efficiency, user satisfaction, and create multiple B2B collaboration points by connecting an iOS app development company in UAE that is ideal for integrated systems.

5. Futuristic & AI-Ready

AI technologies like smart claims processing, virtual assistants, and health risk prediction make such apps cutting-edge. Entrepreneurs investing in loan app development can easily use AI technology to automate app features, setting a strong competitive edge in the healthcare sector.

Market Stats of the UAE Health Insurance Industry

• In 2026, the United Arab Emirates’ health insurance industry is expected to grow to a size of $3.07 Billion in terms of premiums.
• The average amount spent per person on health insurance is projected to be $317.80 in 2025.

• The gross written premium is expected to grow at a rate of 58% CAGR between 2025 and 2029, reaching a market size of $3.96 Billion by the end of 2029.
• The United States is predicted to produce the most gross written premium, valued at $1.8 Trillion, in 2025 when compared to other nations worldwide.

How to Create Medical Apps Like Daman?

Businesses must know how to develop an app like Daman before making an investment. This helps them to easily recognize cost, manage resource, and launch the mobile application:

1. Understand the Market

You must start with thorough market research to implement app development services for health insurance ecosystem. Additionally, study user needs, market trends, and competitors like Daman, mySukoon, and GIG Gulf. Analyze gaps in current offerings, identify underserved user segments, and evaluate technology adoption in your target region.

2. Create App Model

It is necessary to make a blueprint for your app, including feature lists, monetization models, and platform choices. Additionally, create user profiles and define use cases for all contributors like policyholders, insurance agents, and admins. This phase results in a clear roadmap to determine cost estimation for Daman-style that can easily reduce the overall development rate.

3. Contact Healthcare App Experts

Businesses should hire a healthcare software development company experienced in building health regulated solutions. Additionally, look for a team that understands healthcare workflows, insurance protocols, and data privacy laws. Experts also help you implement integrations with third-party services like EHR systems, telemedicine, and payment gateways.

4. Designing Phase

You must start building an attractive UI/UX that caters to all the user demands. Additionally, use clean layouts, multilingual options, and accessibility-friendly features. It is important to hire the best developers for Daman-like app development that can ensure supportive and smooth navigation. This includes key actions like policy lookup, claim submission, and virtual doctor booking.

5. Technical Integration

For developing backend systems, databases, APIs, and mobile frameworks to support app functionality, you must target healthcare software development solutions in UAE. This includes integrating insurance policy engines, secure login systems, claim management tools, payment portals, and healthcare provider networks. Additionally, ensure the architecture is scalable, cloud-friendly, and secure.

6. Testing & Security

It is mandatory to conduct QA testing for usability, performance, data accuracy, and device compatibility. Additionally, implement strong security measures like end-to-end encryption, multi-factor authentication, and secure APIs. A Daman app development company must ensure regional laws like GDPR, HIPAA, or UAE health regulations before launching.

7. Maintenance Updates

After launching, continuously monitor app performance and gather user feedback to update features. Additionally, address bugs quickly, update health records APIs, and improve features based on analytics. An on-demand healthcare software development company provides maintenance that includes renewing licenses, adapting to new regulations, and ensuring ongoing data protection.

Incredible Features of Daman Like Applications

Health advisory apps like Daman offer various features that attract users and solve different business issues. Let’s focus on these features so you can easily prioritize them for your healthcare app:

User Panel

1. Health Insurance Dashboard

It provides a number of active policies, coverage details, claim history, and premium payment schedules through an all in one attractive interface.

2. Virtual Consultations

A ready-made Daman clone app allows users to book and attend telemedicine sessions with licensed doctors. So, it can save time and offer instant healthcare access.

3. Digital Insurance Card

An insurance mobile app like ILOE provides a secure and easily scannable e-card, making it easy for users to access all types of medical services.

4. Health Records

This feature helps users to store prescriptions, lab results, and medical history. Additionally, it enables users to access and share information with providers.

5. Wellness Programs

It offers fitness tracking, nutrition tips, and lifestyle challenges. So, user health can be improved and to reduce insurance risk over time.

Insurance Provider Panel

1. Policy Management

Health insurance apps enable agents to create, modify, and manage health plans like premium rates, terms, and add-on services.

2. Claims Approval

These apps provide a streamlined workflow to receive, evaluate, and approve or reject claims with integrated document verification.

3. Customer Support

Various healthcare software solutions include in-app chat, ticketing, and FAQs. So, providers can easily offer real-time assistance and resolve policyholder queries.

4. Analytics Dashboard

A Daman clone app offers information like policy performance, claim trends, customer retention, and risk scoring to support user decisions.

5. Partner Network Management

Insurance agents can onboard and manage hospitals, clinics, and labs. Businesses must invest in fitness app development to ensure updated and accessible coverage networks.

Admin Panel

1. Portal Management

Admins can control user access, features, and system settings. So, they can ensure smooth operation across user and provider interfaces.

2. Content & Notification

A medical loan app like Daman allows admins to push updates, alerts, and educational content through SMS, email, or in-app notifications to targeted users.

3. Regulatory Monitoring

The use of Cloud Computing in healthcare ensures all policies, claims, and user data practices comply with local and international healthcare regulations.

4. Reports & Audits

It generates financial, usage, and operational reports to monitor performance and maintain accountability across the platform.

5. Fraud Detection Tools

The implementation of AI and rule-based checks help developers to mark suspicious claim activities or abnormal user behaviors that can reduce financial risk.

Top Alternatives of Daman in UAE

Daman alternatives are readily available for users in the UAE, delivering exclusive services based on user interest. Businesses can build a Daman app clone by studying different health insurance platforms. To make this process easy, we have discussed top 5 alternatives to Daman in this section:

1. Niva Bupa Health

Niva Bupa Health offers easy access to health insurance plans, claim tracking, and cashless hospital networks. Businesses can develop a health insurance app like Daman or Niva Bupa Health that support easy policy management by connecting users with partner hospitals.

Downloads: 10M+

Ratings: 4.5

2. Star Health

Star Health allows policyholders to view insurance details, file claims, and locate hospitals. Additionally, it also includes wellness benefits and 24/7 support. For building a similar platform offering health-specific insurance solutions, you can hire an Android app development company in UAE.

Downloads: 5M+

Ratings: 4.4

3. MyGIG GULF

MyGIG GULF provides various digital insurance services like policy overview, virtual medical cards, and claims submissions. Businesses can build a medical insurance app like Daman or MyGIG GULF for corporate users and integrate wellness rewards with telehealth for added value.

Downloads: 100K+

Ratings: 4.6

4. Cleveland Clinic Abu Dhabi

Cleveland Clinic app is essential for healthcare access in the UAE. It offers appointment booking, medical records access, and virtual consultations with specialists. Entrepreneurs can build an insurance mobile app similar to Cleveland Clinic with integrated services helping users and insurance providers.

Downloads: 100K+

Ratings: 4.5

5. mySukoon

A mySukoon enables users to manage their health, car, and travel insurance policies in one place. Additionally, the app ensures user convenience with features like claim tracking, e-card access, and provider search.

Downloads: 100K+

Ratings: 3.2

What is the Cost to Develop an App Like Daman?

Different market factors are responsible for influencing the cost to develop an app like Daman. These include development location, experience level, application complexity, and other factors as well. So, let’s discuss these factors affecting the Daman app development cost with their corresponding pricing table:

1. Complexity Level

The more advanced features you include like AI-driven claim validation, integrated telehealth, or multilingual support increases the cost to build an app like Daman. Simple apps with basic insurance tracking are cheaper, while full-service health ecosystems require more time, testing, and resources.

2. Team’s Experience

Hiring a highly experienced team of developers and tech consultants ensures better results but provides a higher cost to develop an app like Daman. Junior teams may cost less, but could increase the healthcare software development cost due to bugs, poor scalability, or compliance risks.

3. Hiring Model

Businesses can hire freelancers, a dedicated in-house team, or a software development company to make an app like Daman. The web app development companies often cost more but offer end-to-end expertise. But freelancers are cheaper and require more management.

4. Platform Choice

Selecting a particular iOS or Android platform may influence the cost to build an app like Daman. Native apps deliver better performance but double the work for cross-platform support. But hybrid frameworks like Flutter may help you to decrease the cost to develop hospital management software in UAE.

5. Technologies Used

The choice of backend tools like Node.js, databases like MongoDB, cloud services such as AWS, and APIs for payments will directly impact the cost to create an app like Daman. High-end tech stacks offer better security and scalability but require higher investment.

How to Monetize Daman Like Applications?

Various methods are currently available for businesses to monetize their mobile applications and grow constantly. Below are a few money-making strategies are discussed:

1. Subscription Plans

Businesses should offer premium services like teleconsultations and health coaching. Subscriptions generate recurring revenue through high-value and data-driven features. To increase user retention through this model, you must approach a custom web development company in UAE.

2. Commission-based Policies

You can earn a commission on every insurance policy sold, renewed, or upgraded through the app. This model works well if the platform charges multiple insurance providers and offers comparison tools for users. So, businesses can create a health insurance app like Daman and use this model.

3. Partner Network Fees

It is necessary to charge hospitals, clinics, labs, or diagnostic centers a fixed amount of money. You should use Flutter app development services to benefit from exposure and referrals. Additionally, the app generates B2B income for maintaining a strong and integrated network.

4. Data Monetization

Entrepreneurs must deliver analytics and insights to insurance agents, pharmaceutical companies, or wellness brands. Additionally, you should ensure data protected regulations while creating value through health trend reports, behavior prediction, or risk profiling.

5. In-App Purchases

You can sell add-on services like expert consultations, health checkups, fitness gear, and insurance rides. A custom medical software development company may help businesses to open a retail revenue stream within the app by giving users convenience and boosting app stickiness.

6. Campaigns & Ads

A medical insurance app allows healthcare brands to run sponsored wellness programs, educational content, and targeted ads. You can make a medical insurance app like Daman to implement these campaigns that can drive user engagement while generating advertising revenue.

Let’s Summarize!!

Kudos! Now you can also develop an app like Daman to deliver medical loan and insurance services to users. But, there are few things that you need to remember during the complete fitness care app development process. They are as follows:

• Observe leading business models with higher conversion rates.
• Approach a dignified hybrid app development company in UAE.
• Make useful arrangements for cost reduction.
• Implement reliable monetization techniques.

These points are very effective and help you to create an app like Daman at reasonable rates. So, you should get ready to invest and become successful.

FAQs

1. Which are the Leading Alternatives of Daman in UAE?

In the UAE, there are various apps similar to Daman available for users. These include MyGIG GULF, Star Health, Cleveland Clinic, and others providing features similar to Daman. Additionally, they have a good number of downloads that shows their popularity in the UAE market.

2. How to Reduce the Cost to Develop an App Like Daman?

• Target temporary errors and resolve them.
• Build MVP for listing features and tools.
• Implement configurable technologies at low cost.

3. What is the Cost to Maintain Health Insurance Applications?

For maintaining a mobile application, businesses need to invest between 15-20% of the total development cost. It is roughly around $1,000-$6,000 annually, considering the overall range of the rate for developing health insurance apps.

4. Are Daman Like Apps Secure to Use?

Online healthcare loan applications like Daman provide various safety measures to keep user data safe, secure, and private from malware attacks. Patients can easily claim insurance through encrypted guidelines and policies.

5. What is the Hourly Rate of Hiring Healthcare App Developers?

The hiring cost of dedicated developers is mainly dependent on their location. For example, in sub-continent countries like India, the rate of hiring is between $10-$25 per hour. But, in nations like the USA, this range expands to more than $60 per hour.