“Easy way to make money”

In this extraordinary world, from teenagers to adults, everyone is interested in making money in their free time from online platforms. An app like Swagbucks comes with higher possibilities of making money. By watching videos, playing games, taking surveys, and shopping, users can earn points called Swagbucks, which can be converted into cash or discount coupons. 

We found useful information from a global survey that the money-earning applications market was valued at around $4.14 billion in 2025. It is expected to increase to around $7.73 billion by the end of 2034. 

The above figures reflect that investing in the money earning app development is a massive opportunity for businesses. 

In this blog, we provide every tiny information about how to Build a Money Earning App Like Swagbucks, features, development cost, and monetization techniques. 

Begin Now!

What is Swagbucks?

Swagbucks is a famous online rewards program that allows users to earn SB by performing basic actions such as surveys, viewing videos, purchasing online, and playing games. These points may be exchanged for gift cards or cash using PayPal. An app like Fetch or Swagbucks is a fun and simple method to earn money in your spare time by rewarding users for daily activities.

• Multiple Earning Methods
• Reward Redemption
• Daily Bonuses & Offers
• Referral Program

Market Stats of Global Money Earning Applications

• In 2025, the market for money-earning applications was estimated to be worth $4.14 billion. By the end of 2034, it is anticipated to have increased to around $7.73 billion.
• The market’s projected compound annual growth rate (CAGR) between 2025 and 2034 is 7.20%.
• In 2024, North America held the most market share for cash-back and incentives apps.
• Between 2025 and 2034, Asia Pacific is predicted to grow at the fastest rate.
• In 2024, the market was dominated by the mobile applications category, which had the greatest share by platform.

10 Trending Money Earning Apps Like Swagbucks

These fun and easy apps help you earn money by doing things like watching videos, playing games, or doing surveys—great for making extra pocket money online. So, let’s uncover the best money-making apps:

Why Entrepreneurs Want to Invest in Money Earning App Development?

Entrepreneurs are drawn to mobile banking app development due to high user engagement, multiple revenue streams, global demand, and low user entry barriers. These apps offer scalable growth, strong retention, and real opportunities for brand partnerships and monetization in the fast-growing digital rewards economy.

1. Increased User Engagement and Retention
2. Multiple Revenue Streams
3. Brand Partnerships and Growth
4. Low barrier to Entry for Users
5. Global Demand and Reach

1. Increased User Engagement and Retention

The apps similar to Swagbucks and Google Opinion Rewards keep users interested by providing actual prizes for basic tasks such as viewing videos or answering surveys. These activities are simple to do and provide immediate reward, promoting frequent use. Entrepreneurs view this as an excellent chance to create apps with high retention rates and devoted user communities.

2. Multiple Revenue Streams

The Swagbucks similar apps can earn revenue through a variety of channels, including advertising, affiliate marketing, paid surveys, sponsored content, and in-app purchases. As users perform activities or interact with partner offerings, the app’s owner gets commissions or advertising money. This diversified revenue strategy makes money-making applications a compelling investment with scalable profit possibilities.

3. Brand Partnerships and Growth

As user bases expand, money-making applications attract brand collaborations and survey providers seeking audience access. If entrepreneurs invest in digital wallet app development, it may swiftly expand their platform by collaborating with enterprises, integrating APIs, or adding financial services, thereby increasing revenue and user value.

4. Low barrier to Entry for Users

Unlike e-commerce or banking applications, money-making apps often do not need users to spend money. Most people sign up for free and start earning with little effort. This low entrance barrier allows for quick user acquisition, which is a significant advantage for entrepreneurs seeking rapid development and market penetration.

5. Global Demand and Reach

The desire to make additional money online is widespread. Students, homemakers, and freelancers in various nations are using these applications to supplement their income. Entrepreneurs notice the vast global demand and view money-making applications as a means to get into a large and rising industry.

7 Major Steps to Build an App Like Swagbucks

Creating an app like Swagbucks lets users earn rewards through tasks like surveys and videos while generating revenue through ads and partnerships. It’s a smart move for entrepreneurs looking to tap into high user engagement and the growing digital reward economy.

1. Conduct Market Research
2. Define App Features
3. Select the Right Technology Stack
4. Collaborate with an Experienced Development Team
5. Create Minimum Viable Product (MVP)
6. Integrate the Rewards and Payout Systems
7. Launch, Market, and Scale

1. Conduct Market Research

Begin by researching the target audience, competitors, and current trends in the incentives and earning app market. Hire dedicated developers to determine which features consumers value the most, such as surveys, rewards, or games, and uncover holes in existing apps. This research ensures that your software provides a distinct value proposition while also meeting user expectations successfully.

2. Define App Features

Move to the second stage to develop a money earning app like Swagbucks, select key elements such as surveys, video advertising, referral programs, cashback incentives, and reward redemption alternatives. Plan monetization tactics, such as affiliate marketing, brand alliances, and ad networks, to increase income. Clear feature planning helps to prioritize development and match app goals with business success from the outset.

3. Select the Right Technology Stack

In this third stage, to build an app like Swagbucks, hire a mobile app development company to choose technologies that are optimized for scalability, performance, and security. For cross-platform apps, utilize React Native or Flutter, Node.js for the backend, and a reliable database like MongoDB. The correct technology stack enables seamless functioning and easy maintenance, saving time and money on development and future updates.

4. Collaborate with an Experienced Development Team

In the fourth stage, to create a money earning app like Swagbucks, collaborate with an experienced fintech or e-wallet app development firm that understands safe transactions, API integration, and user experience design. A professional team can assist you with development, testing, and deployment, ensuring that your app satisfies industry standards and user expectations.

5. Create Minimum Viable Product (MVP)

You can hire experienced developers from an Android app development company in UAE to create a simple but usable version of the app that includes key elements such as sign-up, task completion, and incentives. Launch it to a small audience, collect feedback, and solve errors. Testing the MVP allows you to evaluate your concept and enhance the product before investing in full-scale development.

6. Integrate the Rewards and Payout Systems

Connect your app to reputable gift card sellers, PayPal, and other digital payment options. Set up a safe, transparent reward system that records user activity and distributes points equally. This increases user trust and fosters ongoing involvement, which is critical for app development and reputation.

7. Launch, Market, and Scale

Once tested, assemble a highly skilled development team from an custom web development company in UAE to publish your app on the Android and iOS platforms. Use digital marketing, influencer outreach, and referral campaigns to attract users. Use analytics tools to track app performance and provide changes depending on user input. Continue to expand by introducing new features and exploring overseas markets for greater exposure.

10 Must-Have Basic and Advanced Features of Apps Like Swagbucks

Apps similar to Swagbucks thrive by rewarding users for completing simple tasks. To stand out and ensure high user engagement, here are 10 essential features that such apps must include:

1. User-Friendly Interface

A clean, straightforward design is essential for keeping users. Navigation should be intuitive, especially for novices.

2. Diverse Earning Opportunities

The Swagbucks clone apps offer a range of activities to earn points, such as surveys, viewing videos, shopping, referrals, games, and fulfilling incentives. Variety keeps users interested.

3. Reliable Point System

Clearly defined point values and visible profits per job increase user trust and decrease dissatisfaction.

4. Fast and Flexible Payouts

Swagbucks alternatives offer several redemption alternatives, such as PayPal, gift cards, and direct bank transfers. Fast processing is critical for user happiness.

5. Referral Program

Encourage development by rewarding users who invite friends. Bonuses for referrers and referees boost engagement.

6. Daily Goals and Streaks

Gamify the experience by introducing daily challenges, streak bonuses, and reward milestones to promote persistent use.

7. Push Notifications

Swagbucks clone apps send notifications about new surveys, bonus chances, and limited-time offers. Keep users interested without spamming.

8. Fraud-Prevention Tools

Maintain data integrity and safeguard advertisers by identifying fraudulent behavior and enforcing fair usage.

9. In-App Support and FAQs

Provide prompt customer service and a comprehensive FAQ section to handle frequent consumer problems.

10. Progress Tracking Dashboard

Swagbucks alternatives allow users to readily manage their point earned, performed assignments, and payout histories for accountability.

How Much Does it Cost to Build an App Like Swagbucks?

The cost to develop an app like Swagbucks is between $8,000 and $25,000, depending on features, platform (iOS, Android, or both), and development team rates. A basic version with surveys, user profiles, and rewards can cost around $10,000–$15,000. A more advanced app with gamification, referral systems, analytics, and fraud prevention can push the cost over $25,000. Ongoing maintenance, server costs, and marketing should also be factored in. Hiring a U.S.-based team is more expensive, while outsourcing can reduce initial cost to build a money earning  app like Swagbucks.

Cost to Build an App Like Swagbucks

5 Key Factors that Can Affect the Money Earning App Development Cost

The cost to develop a mobile app like Swagbucks varies based on app complexity, feature set, platform choice (iOS/Android), design quality, backend infrastructure, third-party integrations, location, expertise of the development team, and post-launch support. Each factor significantly impacts the overall money earning app development cost.

1. Development Team

The cost varies significantly depending on whether you engage a local firm, independent developers, or offshore teams. Developers in the United States or Europe charge much higher rates than teams in Asia or Eastern Europe. The team’s experience and skills impact both cost and quality. Choosing the proper team has an influence on project efficiency and scalability, as well as the budget.

2. Application Design

A well-designed UI/UX improves user experience but may increase development expenses. Custom visuals, animations, and logical navigation all need effort and talented designers. Investing in design yields increased user retention and engagement. Simple, practical designs are less expensive, but visually rich, premium interfaces considerably raise the cost and time necessary for Swagbucks app development services in Dubai.

3. Support and Maintenance

Post-launch support includes bug patches, feature upgrades, server maintenance, and user assistance. The cost to maintain an app varies from 15% to 25% of the initial development budget every year. Neglecting this element may result in poor performance, low user retention, and security risks. Continuous Swagbucks app development services in UAE are critical to be competitive in the rewards app industry.

4. Backend Development

A strong backend manages user data, incentive tracking, transactions, and fraud prevention. The more complicated your backend is (e.g., various data sources, real-time analytics, scalable cloud architecture), the greater the cost. Building a secure, scalable backend with admin panels and third-party API connectivity is critical, and frequently represents a major portion of total iOS app development cost.

5. Simple and Premium Features

Sign-ups, surveys, and point monitoring are more cost-effective. However, adding premium features like gamification, referral programs, push alerts, real-time tracking, and fraud detection systems raises complexity and costs. The larger the feature set, the more development effort and testing are required, affecting the entire budget and timeframe.

How to Generate Money From a Money Earning App Like Swagbucks?

Monetize your app through affiliate marketing, in-app advertising, premium subscriptions, transaction fees on rewards redemption, and ethically leveraging anonymized user data—all while maintaining user trust and delivering value to keep engagement high.

1. Affiliate Marketing and Sponsored Offers
2. In-App Advertising
3. Premium Memberships/Subscriptions
4. Transaction Fees 
5. Data Monetization 

1. Affiliate Marketing and Sponsored Offers

One of the key revenue streams is collaborating with advertisers to market their products and services via your app. Users complete offers, surveys, or sign up for trials, and the app receives commissions or pay-per-action fees from marketers. These affiliate relationships are the foundation of most revenue-generating apps’ monetization approach.

2. In-App Advertising

Displaying advertisements is a popular and effective approach to make revenue. You may include banner advertisements, interstitial ads, and rewarded video commercials. Rewarded videos are extremely popular since consumers willingly watch adverts in return for points, resulting in increased engagement and ad income.

3. Premium Memberships/Subscriptions

Offering a premium membership tier might provide unique perks such as better reward rates, early access to surveys, ad-free experience, and extra points. This recurring revenue source keeps revenues stable and encourages committed customers to spend more on the site.

4. Transaction Fees

If your app allows users to withdraw their profits via PayPal, gift cards, or bank transfers, you may charge a modest transaction fee or a service fee for these redemptions. This charge covers operating costs and creates consistent revenue with each payout.

5. Data Monetization

Aggregated user data, such as customer preferences and activity patterns, may be useful for market researchers and companies. With explicit user consent and stringent privacy standards, anonymized data may be sold or leased to third parties to make additional cash while maintaining user confidence.

Conclusion

Building a money-earning app like Swagbucks can be exciting, but it needs careful planning. You must focus on easy design, useful features, and ways to keep users happy. Choosing the right team is very important, and this is where an e-wallet app development company can help. They have the skills to create secure and user-friendly apps that let people earn and manage rewards easily. With good planning and the right developers, your app can become popular and successful in helping users earn money online.

Frequently Asked Questions

1. How Much Does It Cost To Build an App Like Swagbucks?

The cost to develop an app like Swagbucks ranges from $8,000 to $25,000, depending on features, platform choice, design complexity, and the development team’s location and expertise. Maintenance and marketing add to overall expenses.

2. How Much Time Does It Take To Create an App Like Swagbucks?

To create an app like Swagbucks, it usually takes 3 to 6 months. The timeline depends on app complexity, features, design, backend development, and testing, as well as the size and experience of the development team.

3. Which Technologies Are Used to Make an App Like Swagbucks?

To make an app like Swagbucks, use technologies such as React Native or Flutter for cross-platform development, Node.js or Python for backend, MongoDB or MySQL for databases, and APIs for payment gateways and third-party integrations.

4. Can I Integrate Third-Party Survey Providers?

Yes, integrating third-party survey providers is common and helps expand earning opportunities. It allows your app to offer a wider variety of surveys without building them from scratch, improving user engagement and increasing revenue potential.

5. How do I Manage Fraud and Ensure App Integrity?

To manage fraud and ensure app integrity, implement advanced fraud detection tools, monitor suspicious activities, use multi-factor authentication, limit repetitive or unusual behavior, and conduct regular audits to maintain a secure, trustworthy environment for users and advertisers.