“Behind every successful online transaction, there is a robust payment gateway that ensures security, convenience, and customer satisfaction.”

Jack Ma

Are you looking for the best payment gateway in UAE? We have listed the top-rated payment gateway that you should check out in this blog. United Arab Emirates (UAE), a country with rapid growth in e-commerce, has seen a significant increase in its e-commerce market from $2.5 billion up to $10 billion between 2004 and 2008. The demand for seamless and secure payment gateways has increased in the UAE due to the increase in online shopping.

The right payment gateway can make or break your business, whether you are a startup, an established e-commerce platform, a brick-and-mortar store that is taking its business online, etc. Also, with so many alternatives available, choosing the best payment gateway for your company may be challenging. 

This article will guide you through the best payment gateway UAE, and help you choose the right one for your business.

 

List of 12 Leading Payment Gateways in UAE 

12 Leading Payment Gateway in UAE

When choosing the best payment gateway in the UAE, you must consider crucial factors like transaction fees, payment support, etc. So as per the digital wallet app development company, below are the top highly-rated payment gateways in the UAE to consider for your business.  

1. Telr

Telr-logo

Telr is undoubtedly one of the best payment gateway UAE. It offers a variety of payment options. It now supports over 100 countries and is constantly updating more payment options. In addition to this, three payment levels are available: Small, Medium, and Entry. Moreover, these are ideal for online businesses, startups, and SMEs in emerging markets. Woocommerce is supported by OpenCart. Prestashop. Shopify. Magento. Also, the telr payment gateway accepts Visa, MasterCard, American Express, and Net Banking from Indian banks, as well as SADAD, Saudi Arabian banks. 

Monthly Cost  Plans 
AED 349 /MONTH Entry Plan 
AED 149 /MONTH Small Plan 
AED 99/MONTH Medium Plan 

 

Features of Telr

  • Simple and quick transactions to help you grow your business.
  • You can enable security against fraud.
  • PCI Data Security Standard Level 1 Compliant
  • Superior adaptability, responsiveness, and flexibility.

 

Options for Integration

  • Telr will host your own mobile-friendly tablet-friendly and desktop-friendly payment portal. The customer is taken back to your site after successful payment.
  • You can embed a payment page in a frame and style it using CSS.
  • You may customize the payment form’s appearance by incorporating it into your website. 

 

2. Amazon Payment Services

Amazon Payment Services

Amazon Payment Services, formerly known as Payfort, is one of the leading online payment gateways in the UAE and other Arabic-speaking countries, including Egypt. Known for its wide coverage and regional focus, it provides secure payment processing services for businesses in the banking and finance sectors.  

When integrating Amazon Payment Services into your platform, consider partnering with a professional banking and finance software development company. These companies possess the expertise to navigate complex financial regulations and deliver seamless integration solutions tailored to your specific requirements. 

Monthly Cost  Plans 
2.80%* + SAR 1.0 Standard Plan
Varies  Customized plan

 

Features of Amazon Payment Services

  • Financial transactions and the expansion of a business are made easier with the help of a financial advisor.
  • The service provides market analysis.
  • Accessible in eight countries
  • Offers customers a flexible payment option.
  • Monitors the performance of a business.

 

Integrating Choices

  • API Integration with Payment Card Industry Data Security Standard.
  • This site uses the iFrame technology.

 

3. PayTabs

PayTabs

 

PayTabs is another payment gateway provider in the UAE that offers services to small and new businesses. It is a payment gateway provider that provides PCI DSS compliance, as well as secure payment processing.

They provide a variety of payment methods, including bank transfers, credit cards, and digital wallets. PayTabs provides e-commerce plugins for a variety of platforms that are easy to use and integrate with the most popular systems. It offers a flexible pricing plan with no upfront costs.

In Gulf nations like the United Arab Emirates and the Kingdom of Saudi Arabia, PayTabs has grown in popularity. It is also popular in Bahrain, Qatar, Kuwait, and Bahrain. The uniqueness of PayTabs is that it supports more than 160 currencies, and offers safe and easy payment methods. It has a sophisticated system for preventing online fraud and a customer service specialist who can resolve legal disputes.

Monthly Cost Plans 
2.90% + 1 SAR/AED per transaction Flexi plan
2.85% + 1 SAR/AED per transaction Standard plan
2.85% + 1 SAR/AED per transaction Advanced plan
Contact Them  Enterprise Corporate Plan

 

Features of PayTabs

  • Omnichannel payment solutions
  • Documentation and simple onboarding process
  • All the information you need is on one screen.
  • The 360-degree payment processing capability

 

Options for Integration

  • API Integration
  • Hosted Payment Page
  • PayTabs Plugin/Extension Integration
  • Recurring Payments

 

4. CCAvenue

CCAvenue

CCAvenue is the preferred and best payment gateway UAE. Businesses of all sizes are drawn to CCAvenue because of its 24/7 support and anti-fraud measures. It is currently one of the most popular platforms in the UAE. 

Also, the company is known for its flexible pricing plans, which are suitable for all types of businesses, small, medium, and large. Being one of the most popular payment gateways, if you want to integrate it into your app you must consult with a custom android app development service provider. 

Also, this payment gateway Dubai platform is free to use and has a monthly maintenance fee of around AED 200. CCAvenue’s free services, such as 24×7 support and fraud prevention, are the reason businesses choose it despite slightly higher costs. The cost of each transaction is 3%.

Monthly Fee Plans 
Zero Setup Fee StartUp Pro  
30000 Setup Fee  Privilege 

 

Features of CCAvenue

  • Omnichannel payment platform
  • Multi-currency Processing
  • Smart Dynamic Routing
  • Easy integration and customization

 

Options for Integration

  • Checkout Integration
  • CCAvenue APIs
  • Subscriptions and Recurring Payments

 

5. Checkout

"</p

Checkout, founded in 2012 is one of the leading providers of international eCommerce payment gateways. It offered its services in 2014 UAE and provided a payment gateway solution that was streamlined for online and mobile purchases. Businesses even hire mvp app developers to integrate such payment options into their desired solutions. 

Checkout is the best payment gateway UAE and is available in other Middle East countries. It offers VISA, Mastercard JCB, Mada, and American Express as payment methods. This gateway is free and supports multiple currencies, payment methods, and languages. This gateway offers 45 payment methods and more than 120 eCommerce Integrations.

Also, this payment gateway in Dubai offers businesses scalable and customized solutions that can provide valuable insights. It is renowned for its better user experience, simple setup, and verified payment integration.

Feature Flat-rate Interchange ++
Transaction fees Fixed fee per transaction Interchange fee + margin
Data visibility Limited Detailed
Cost optimization Less control More control
Charity plan No Yes

 

Features of Checkout

  • Multi-integration methods
  • Experience a truly exceptional user experience
  • Effective management of fraud and risk
  • Performance Monitoring

 

Options for Integration

  • The iFrame Method
  • Checkout.js
  • API Integration

 

6. Tap 

Tap 

Since its establishment in 2013, Tap has become a major player in the UAE’s payment industry. Tap, with a clientele that includes over 1,000 major corporations and businesses, has enabled tens and thousands of safe and efficient transactions worldwide. The greatest degree of security is what Tap is dedicated to providing. 

Also, it has put in place a lot of strong mechanisms throughout its whole system to accomplish this. However, it is vital to know that an app like Payit also uses a payment gateway like Tap. But, Tap puts your businesses and customers’ data first by adhering to the security standards of the banking industry, using advanced encryption protocols, and complying with global PCI DSS Security Standards.

Monthly Cost Plans 
Zero  Free 
$7/Month  Standard 

 

Features of Tap

  • Contactless Payments
  • Peer-to-Peer Payments
  • Loyalty programs
  • Split Payments
  • Security Features

 

Options for Integration

  • Application Programming Interfaces
  • Software Development Kits
  • Mobile Wallet Integration
  • Point-of-Sale (POS) Integration

 

payment gateway development cta

 

7. PayCaps

PayCaps

This is the best payment gateway UAE for integrating with mobile apps and websites. This customized solution offers a more secure, faster, and user-friendly solution to SMEs. Also, this platform is configurable and scalable and supports multiple currencies and channels. This platform has many unique features, including tokenization, fraud management in real-time, surcharge payments, smart analytics, and payment invoice links. But, the platform offers white-label solutions for payment gateways. All the features, payment methods, themes, and designs are up to the business.

Monthly Cost  Plans 
2.9% + AED 0.35 Free Plan
2.7% + AED 0.35  Basic Plan
2.5% + AED 0.35 Standard Plan
2.2% + AED 0.35  Premium Plan

 

Features of PayCaps

  • iFrame Integration
  • Merchant Hosted Page
  • Smart Routing
  • Link to Payment Invoice
  • Chargeback Management

 

Options for integration

  • Payment Gateways
  • Mobile Wallets
  • Subscribe to our Newsletter
  • Custom API Development

 

8. Hyperpay

Hyperpay

Hyperpay is the fastest-growing payment solution in MENA. The company is based out of Saudi Arabia, and it has more than 100 banking partners as well as credit card companies that are known in the UAE. This cheapest online payment gateway platform is easily integrated with major e-commerce platforms such as WordPress and Magento.

Many companies provide ewallet app development technology for integration of payment gateway. Also, they offer a highly secured fraud management system as well as a checkout experience that can be customized. The company processes millions of transactions per year for thousands of merchants from various industries.

Monthly Cost  Plans 
Monthly fee: $99 Standard Plan
Monthly fee: $199 Premium Plan
Custom  Enterprise Plan

 

Features of Hyperpay

  • Acceptance rates are high
  • Customizable checkout
  • Powerful dashboard

 

Options for integration

  • COPYandPay
  • HyperSplits is a payout system.
  • HyperBill is a billing system.

 

9. Stripe

Stripe

Stripe, the best payment gateway in UAE, allows businesses to accept payments and make payouts worldwide. This solution is used by online retailers, subscription-based businesses, software platforms, marketplaces, and physical retailers. Also, the Stripe payment gateway platform has many innovative features, including the ability to fight fraud, share invoices with others, create physical or virtual cards, handle finances, etc. 

Monthly Cost Plans 
2.9% + 30¢ Standard
2.6% + 20¢ Plus
2.4% + 10¢ Premium

 

Features of Stripe

  • ACH Payment Processing
  • Accounting Integration
  • Activity Dashboard
  • Billing & Invoicing
  • Compliance Management
  • Credit Card Management

 

Options for Integration

  • Hosted payments page
  • Create your own payment forms with Stripe elements

 

10. 2checkout

2checkout

This is the international best payment gateway UAE, which was founded in 2006. It provides trading services, as well as debit and credit cards. Also, American Express (including Apple Pay), Bank Transfer, JCB Mastercard, Neteller PayPal, PO Skrill, and VISA are among the ten payment methods that 2checkout accepts in the UAE. Also, over 200 nations currently recognize the usefulness of this payment mechanism.

Moreover, businesses can accept payments from clients all over the world using this. But these payment methods are secure and convenient. Also, it is a user-friendly payment gateway that allows businesses to customize payment forms and checkout screens to suit their branding and needs. 

Monthly Cost Plans  
3.5% + $0.35  2 SELL
4.5% + $0.45  2 SUBSCRIBE
6.0% + $0.60 2 MONETIZE

 

Features of 2checkout

  • Supports most eCommerce platforms
  • Risk management and compliance
  • Accelerates the time to market

 

Options for Integration

  • Direct API Integration
  • Shopping Cart Plugins
  • Subscribe to our Newsletter

 

11. Moyasar

Moyasar

Moyasar is among the best payment gateway UAE that was founded in Saudi Arabia. Also, it is one of the leading and best global payment gateways for the MENA region. However, it is used by a large number of online shops in the Arab world and the Gulf region. Also, Moyasar offers the option to pay with credit cards, accounts, and other payment methods, as well as invoicing, permanent reporting, and APIs that allow easy integration with many administrative, accounting, and financial systems.

Plans     Monthly Payment Volume Transaction Fee
Starter Up to SAR 50,000 SAR 2.2% + SAR 1
Grow SAR 50,000 to SAR 200,000 SAR 2% + SAR 1
Pro Over SAR 200,000 SAR 1.8% + SAR 1

 

Features of Moyasar

  • Mobile SDKs & APIs
  • Invoicing and billing
  • Support for multiple currencies
  • Security and Fraud Prevention

 

Options for Integration

  • Payment Links
  • Custom Integration
  • Recurring Payments
  • Direct API Integration

 

hire professional developers

 

12. Paypal

Paypal

Paypal is the best payment gateway in UAE. Its main benefit is its ease of use. Additionally, it is among the quickest and safest electronic payment solutions. Additionally, it has a reasonable fee, starting at 3.4 percent for each transaction and costing $0.30.

But it’s important to take into account factors like pricing, payment options, and security standards when choosing a payment portal for your e-commerce site. Additionally, consider the compatibility between your payment gateway and your ecommerce platform as well as the currencies that you will accept. Thus if you want to build your own payment gateway like Paypal, then you must hire mobile app developers

Plan Fee
PayPal Standard 2.9% + $0.30 (US)
PayPal Pro 2.6% + $0.30 (US)
PayPal Business 2.5% + $0.30 (US)
Pay-as-you-go 3.49% + $0.30 (US)

 

Features of Paypal

  • Online Payments
  • Buy Protection
  • P2P Payments
  • International Transactions
  • Business Tools

 

Options for Integration

  • Mobile SDKs
  • PayPal Payments Standard
  • PayPal REST APIs

 

Conclusion

When it comes to choosing the best payment gateway in UAE, several options stand out, including Telr, PayFort, and Network International’s N-Genius. Each payment gateway offers secure transactions, multiple payment options, and integration flexibility.

So, to ensure a seamless integration experience, businesses seeking to integrate payment gateways should consider hiring an experienced react native app development services provider. Also, such providers have the expertise and resources to guide the integration process and ensure a reliable and user-friendly payment solution.

 

FAQ

What is a Payment Gateway?

Payment gateways are a service or technology that allows businesses to securely accept and process payments online. The payment gateway serves as a conduit between the merchant’s website or application and the participating financial institutions. These include banks and credit card networks. Payment gateways facilitate the secure transfer of payment data from the customer, to the merchant and finally to the payment processor.

How Much Does it Cost to Build a Payment Gateway?

The cost of building a payment gateway depends on various factors, including the complexity of the system, desired features, security measures, development time, and ongoing maintenance. It can range from $8000-$25000, making it a significant investment for businesses.

What Are the Fees Associated with Payment Gateways in the UAE?

Payment gateway fees in the UAE vary depending on your provider and services. Fees include setup fees, subscription fees monthly or annually, chargeback fees, transaction fees (a fixed percentage or fee per transaction), and setup fees. To understand the fees that apply to your business, it’s important to review the terms and pricing of each payment gateway.

Do UAE Payment Gateways Support International Transactions?

Many online payment gateway UAE support international transactions in the UAE. It’s best to confirm with the payment gateway provider that they support international transactions and currencies.

What Factors Should I Consider When Choosing a Payment Gateway in the UAE?

Consider the following factors when selecting an online payment gateway system in the UAE:

  • Security: Make sure that the payment gateway adheres to PCI-DSS and has robust security measures in place to protect sensitive data.
  • Payment Methods: Choose a payment gateway that takes the most widely used payment options, including debit cards, digital wallets, and credit cards.
  • Integration Options: Choose a payment gateway with easy integration options for your website, mobile app, or e-commerce platform. Check out the available SDKs, plugins, and APIs.
  • Price and fees: Make sure the price structure and transaction fee of the payment gateway align with your budget and sales volume.

Customer Support: Check the quality and availability of the customer support offered by the balanced payment gateway. It is crucial to get support right away if there are any issues or questions.